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Debit Card Fraud: Is Your Money at Risk? by Amy Fontinelle Monday, March 29, 2010 provided by (I) Investopedia Debit card fraud occurs when a criminal gains access to your debit card number and, in some cases, PIN, to make unauthorized purchases and/or withdraw cash from your account. There are many different methods of obtaining your information, from unscrupulous employees to hackers gaining access to your data from a retailer's unsecure computer. When your debit card is used fraudulently, the money is missing from your account instantly. Payments you've scheduled or checks you've mailed may bounce; you may not be able to afford necessities, and it can take awhile for the fraud to be cleared up and the money restored to your account.

Take A Risk "To move to the next rung on the ladder, you've got to take risks. You've got to move out of your comfort zone." - Debbi Fields August 16, 1977. Palo Alto, California. It was the first day of business for Mrs. Fields Chocolate Chippery. Owner Debbi Fields, 20 years old, had opened her store in the face of considerable opposition. Although she had somehow convinced a bank to loan her money for the risky business - how could a bakery that sold only chocolate chip cookies be successful? - others had not been encouraging. The store, they said, was a bad idea, and she didn't even have the recipe right: Americans liked crispy cookies, not the soft and chewy ones she made. On that day in Palo Alto, Debbi Fields didn't know if she or trhe naysayers were right. She had no business ecperience to point to. And by noon on her first day, she'd had no customers. Finally, tired of waiting, she headed into the street to give out free samples. And the taste lur...