At Home Biz®

1. I will live within my means. 2. I will maximize my income potential through education and training. 3. I will effectively manage my budget, credit, debt, and tax obligations. 4. I will save a least 10 percent of my income. 5. I will use homeownership as a foundation for building wealth. 6. I will devise an investment plan for my retirement needs and children's education. 7. I will ensure that my entire family adheres to sensible money management principles. 8. I will support the creation and growth of minority-owned businesses. 9. I will guarantee my wealth is passed on to future generations through proper insurance and estate planning. 10. I will strengthen my community through philanthropy. These principles compliments of Black Enterprise Magazine. Until Next Time, Jeane' Elliott Bennett Sent from my Verizon Wireless BlackBerry

Being in business for yourself takes planning.  Whether it's a home based business or an out of the home business, strategic planning is essential.  Have you put your plan into place or even thought about your plan before starting your business?  If you haven't, now is the time to start. With a plan, you can Elevate Your Business to new heights.  Having a plan is S.Y.S.T.E.M.S. = Save Yourself Stress, Time, Energy, Money -- and Succeed.

Do you believe that your only limitation is the sky, and with that mindset your expectations and efforts will beocme boundless?  Well, if you answered No, Dr. Anita Davis DeFoe can show you how to gain that mindset and turn that No into a Yes! Dr. DeFoe is the author of Follow Her Lead: Leadership Lessons for Women As They Journey From the Backroom to the Boardroom.   http://dranitadavisdefoe.wordpress.com/

Debit Card Fraud: Is Your Money at Risk? by Amy Fontinelle Monday, March 29, 2010 provided by (I) Investopedia Debit card fraud occurs when a criminal gains access to your debit card number and, in some cases, PIN, to make unauthorized purchases and/or withdraw cash from your account. There are many different methods of obtaining your information, from unscrupulous employees to hackers gaining access to your data from a retailer's unsecure computer. When your debit card is used fraudulently, the money is missing from your account instantly. Payments you've scheduled or checks you've mailed may bounce; you may not be able to afford necessities, and it can take awhile for the fraud to be cleared up and the money restored to your account.

Are your ready to start Breaking the Invisible Chains , and start Gaining the Confidence to Redesign Your Life?  Are you ready to live a Vivacious Life? I hope your answer to these two questions is YES! 

New rules were instituted in 1999 for claiming an office in home deduction on your taxreturn.  If you couldn't deduc these expenses under the old tax law, you may be able to do so now. Recording the Deductions 1.  If you are self-employed, transfer the deduction to Schedule C. 2.  I you are an employee, transfr the deduction first to line 4 of Form 2106, if you are using it,o directly to e miscellaneous deductions section of Schedule A.

In this system the presentation includes: *  Stop Laying Small and Step into More *  Ignite YOur Wealth Flow for 2010 *  Overcommitted, Overwhelmed and Overcooked:  Mastering Stress and Struggle *  Step Into Wealth Flow:  Initiate, Innovate & Inspire *  Uncover Your Wealth IQ and Rocket Straight to Your Dreams

Working from home is less costlly than renting office space.  Especially if you're paying a mortgage or renting a home or and apartment.  Once you've decided to skip the hassle and expense of commuting, there are additional ways to reduce your costs.

Have you ever thought that you couldn't obtain academic, social and financial success?  How about all of those as a writer?  You can. Lisa Kastner tells us that if you can put pen to paper and have a thought, you can write.  Writing begins with a story to tell, and we all have a story to tell.  Whether you're a novice or experienced writer, you can obtain success. 

Most people think of public speaking as delivering a written speech.  But its also thought of in a broader term.  Its also delivering a message or a point you want to get across. In business, it is so important that business owners know the subject matter in which they are going to be speaking on.  They should also have a passion for their service or product. 

Time marches on for some and over for others. Deadlines are a hitchhikers guide into the galaxy...I love the sound they make as they go swishing by. Computers and the Internet were supposed to make life easier; instead, people are busier than ever.  Wheer you are single or juggling family responsibilities, learn to manage your time to get as mu as you can out of each day.

Have you ever thought of some of the hard times in your life and felt that there was nothing that you could do about them?  How about once you thought about those hard times, reality bit you into the present?  Did you stop and think " How do you move forward ?"  These are questions that some of us ask ourselves on a day to day basis.  Not knowing where to start; not knowing how to get up and get over it . It's hard.

There's an old joke that the members of Procrastinators Anonymous keep meaning to meet...but keep putting it off. 1.  Think about why you procrastinate:  Are you afraid of failing at the task?  Are you a perfectionist and only willing to begin working after every little element is in place?  Are you easily distracted? 2.  Break up a large, difficult projecgt into several smaller pieces.  Tackle each piece separately.  3.  Set deadlines for completion.  Try assigning yourself small-scale deadline for example, commit to reading a certain number of pages in the next hour.