At Home Biz®

You gotta love America´s education system: 12 years of primary and secondary schooling and most of us never learned to budget our money. It´s not rocket science, but it´s one of those things that just aren´t very fun, almost like starting a diet plan or attending traffic school. What´s more, many banks and credit card companies pounded consumers with aggressive marketing campaigns to try to convince them to sign up for their cards, oftentimes using an assortment of gift incentives and bonus reward programs. So don´t feel bad if you got yourself into a credit card nightmare. You´re certainly not alone. But what´s important now is to figure out a plan to get out of debt. Here are seven easy steps to jumpstart your debt reduction plan. Step 1: Make a list, check it twice Get a blank piece of paper. On the left hand side, write down how much money you earn each month. For spouses, this may include both of your “take home” payment amounts. On the right hand side, list of all your cr...

Experian, Equifax, TransUnion are the three major credit bureaus in the United States.  Each bureau collects information on your accounts and payment habits from individual creditors. Some creditors report information to all three credit bureaus, while others may only report to one bureau. So, your credit files at each bureau often contain different information. It's important to check your credit files at all three bureaus regularly to ensure that all the information contained in them is accurate. Checking your own credit report can not hur your credit score.  Personal inquiries are not included in your credit report and therefore are not part of your credit score. So when you check your own credit report, you will not be hurting your credit score. An employer can not get a copy of your credit report without your permission.  A prospective employer can only get a copy of your credit report if you give your permission. The Fair Credit Reporting Act restricts access to...

Being conscious is now center stage in business. The challenges we face are huge and so are the opportunities. Pain increases awareness and sharpens sight. People around the world are in frustration and pain from the negative value business has been delivering. Marcia Avalon http://www.askrealconsciousbusinessexperts.com/ shared what a P3 Conscious Business is...People, Planet, and Profits.  Being a Conscious Entrepreneur is being conscious and aware of people, meaning your clients and customers; as well as thinking about the planet and it cleaniness, while raking in the profits from your savings. Marcia conscious entrepreneurs who want to transform the world how to make a big impact with their small businesses. She shows them how to use “The Greater Good” model to provide value for people, planet and profit. Marcia teaches how to build a business that benefits all stakeholders by creating Value Loops within and across the organization. Consumers are less skeptical abou...

Alvin Lloyd Alexander Horn http://alvinhorn.com/ offers readers the sexiness of illusion with his novel Brush Strokes.  He brings to life the characters along with their life styles.  This book is a very easy read as well as easy to follow.  You will find yourself inside the book as one of the characters.  Yes, it is a page turner that you wouldn't want to put down. The reader will find that they can identify with the characters as they travel from the State of Washington to the Providences of Canada.  From taking a Ferry, to driving a car, to riding a bike to driving a motorcycle. There would be no surprise if this book came to life in movie form.  The title of the book is what catches the readers eye along with the cover. If you want to know more about the book, the author, or his spoken word writings, check him out on his website.  You won't be disappointed. Until Next Time, Jeane' Elliott Bennett http://www.jeaneebennett.com/

Whether you're a music artist, a poet, a painter, or a writer, you're an Entrepreneur.  Some Entrepreneurs in the creative sector are considered Creative Entrepreneurs.  That term comes from the person stretching their creative talents. One Entrepreneur in particular comes to mind when I think of a Creative Entrepreneur.  Gilli (pronounced with a J) Moon http://www.gillimoon.com/ is a Creative Entrepreneur in her own right.  Not only is Gilli an Australian born singer, and song-writer, she's also an author.  Her book I Am A Professional Artist in its 3rd edition deplicts Gilli as a professional artist.  The book also gives pointers for other artist who feel they are struggling with their craft. The music of Gilli Moon is both uplifting and relaxing.  Her CD "The Stillness" combines the sounds of Alternative, Ballad, and Electronica, Pop, Easy Listening and R&B.  It is a must check out. She has a restless creativity and rebelli...