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Need Help Lowering the Rates on Your Credit Cards?

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Try the credit card companies' dedicated help lines to get your rate lowered. Each of the major credit card companies has a dedicated help line that is devoted exclusively to assisting customers who are having problems with credit card debt.  If calling the company directly does not get you a lower interest rate, the people on the dedicated help line may be able to do better.  There's no harm in trying. Here are the key phone numbers.  (You can also find them on http://www.helpwithmycredit.org/ ). 1.  Bank of America:  (800) 500-5306 2.  Capital One:  (866) 929-5303 3.  Discover Card:  (866) 567-1660 4.  FIA Card Services:  (888) 635-0776 5.  Citi:  (866) 936-4814 6.  Citi, for your Sears Card:  (866) 532-9532 7.  Citi, for The Home Depot Credit Card:  (866) 532-9689 8.  Citi, for your Macy's Credit Card:  (866) 785-1079 9.  Citi, for your retail and gas cards:...

Gain Massive Visibility

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Whether you sell a product or service, write books, consult or run a small business, you will learn some of the most powerfu strategies to gain massive visibility on the Internet that Internet experts have been using for years. You can discover how to quickly and easily gain lots of recognition to increase your credibility, market influence and revenues while maintaining complete integrity in the way you do business.  Are you someone who deeply believes in what you do; so much in fact that you  KNOW you are meant to impact people around the globe with your mesage.  Do you KNOW that if you were a recognized name in your market you would hav more influence that ever before?  Are you ready to make 2010-2011 your best year ever - both personally and professionally?

Happiness is a Verb

The Secret's Lisa Nichols says happiness is verb. We depend on each other for happiness and the "Law of Attraction" is simply the law of happiness...when someone is happy, we all become happier.

Career Development: Networking for the Socially Inept, Introverted and Reluctant

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You now know our type.  We're the kind of people who for whatever reason don't really know how to start up a conversation.  We'd rather hide under the table than start chatting with an unknown person or stsy  at home watching reruns than go to a party.  We're your awkward cousin or the kid that sat behind you in biology.  Is there networking hope for us?  There is hope and you will find comfort in knowing (for all of us procedural nerds) that it can be a process you can quickly and painlessly use.  Like many things in my life, I've had to figure this out on my own but have followed it up with study.  I know some people find it hard to believe that I am introverted since I have been known to speak to a crowd of 1000 people but it's true.  it's easier for me to do public speaking than make small talk.  The difference is the type of talk and the setting for when that talking takes place.  As a speaker, I develop and deliver content wit...

Get Your Resume Noticed via Email

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Did you now that a resume sent through email is nearly similar to its print version?  Most people have a misconception about this and they end up spending more time making their resumes rather than aiming more employers.  The email and print version are the sem document yet with only different formats.  For applying online, you only require to modify the format of your resume.   The aim is to make it much easier for you to email your documents to the employers. In an oline application, it is critical that your resume has all the necessary keywords.  This is to pull in more attention from prospective employers.  Basically, you can improve your exposure online by using significant keywords that your prospective employers are most probable to use to search for likely candidates.

5 Career Development Strategies

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A successful career development strategy should consider a minimum of five strategies, including the definition of a career target, building of a personal network, use of online social netwrok tools, constant improvement of personal skills and the development of a personal brand. Presented in this article are five proven strategies for career development which most of the really successful people are applying.  You might find that it is just common sense, by applying these strategies your chanced of developing a successful career can skyrocket.  These are the five strategies: 1.   Define a Career Target  The first step in the career development process is defining a concrete career target.  What do you like to change in your career?  Where do you want to be in two and in five years?  Defining a career target and mean for some people trying to get to the next step on the career ladder, for other people it might signify doing something completel...

The Girl I Used to Be

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The Girl I Used to Be Author Unknown She came tonight as I sat alone,
 the girl I used to be,
 And she gazed at me with her earnest eyes,
 and questioned reproachfully,
 Have you forgotten the many plans,
 and hopes I had for you?
 The great career,
 the splendid fame,
 all the wonderful things to do?
 Where is the mansion of stately height,
 with all of its gardens rare?
 The silken robes that I dreamed for you,
 and the shining jewels in your hair?
 And as she spoke, I was very sad,
 for I wanted her pleased with me,
 This slender girl from the shadowy past,
 the girl I used to be.