At Home Biz®

Have you ever wondered if something devasting happened to you, what would you do?  How would you handle it?  Would you cry, kick, scream, and say why me?  Maybe you would experience all of those emotions. Well, the people of Haiti experienced a great devastion when their City was hit with a ground breaking earthquake.  Not only were homes, schools, cars, grocery stores, and churchs lost, so were lives.  Lives of young children were lost; as young as infancy.  And through all this, the people of the City are able to still smile and be thankful.  Still not taking anything for granted.  Talk about humble. Music Changing Lives (MCL) under the direction of CEO, Josiah Bruny is making a big difference in the lives of the Haitian Community.  Mr. Bruny and his team of supportive volunteers have been working tirelessly collecting supplies, foods, and goods to dto the people of Haiti. 

5 Ways to Curb Bank Overdraft Fees by Diana Ransom Wednesday, June 2, 2010 Consumer banking has grown friendlier over the last few years. Most retail banks have done away with annual fees and account minimums on basic accounts. Some now regularly offer cash incentives and other gifts just for signing up. However, banks have long refused to budge on their ultra-lucrative policies on overdraft fees. Now, that's changing too. On July 1, new federal rules will require banks to ask customers to opt in for overdraft coverage -- a line of credit that kicks in when account holders make purchases that exceed their available checking and debit account balances. To lure customers to their programs, some banks are trimming their overdraft fees. Currently, such fees average $34 per debit transaction or ATM withdrawal, according to the Center for Responsible Lending. However, under the new law, if account holders don't opt in, banks won't be able to cover their charges when thei...

Get Star-Powered Publicity, Build Your Brand Name and Skyrocket Your Sales! The Celebrity 411 http://www.celebrity411.com/ let's you Discover How to Get Your Product or Service into the Hands of Celebrities. Liz Dennery Sanders, Owner of Dennery Marks and SheBrand have put together a complete, step by step system, that will guide you to skyrocketing your business and putting money into your pocket. The public has such a voracious appetite today for celebrities and this drives the celebrity trends. The public wants to know what the celebrities are wearing and where they are shopping.  Who their designers are?  Who handles their travel needs?  Who handles their grocery needs?  Right down to the furnishings in their homes.  Celebrities are an important element to a brand's marketing plan.  When a celebrity has an item, regardless of who the maker is, that item then becomes a household brand and everyone wants that item.  See where I'm g...

Have you read the book "Go For No?"  If not, it's a good investment for your personal and your business growth.  Here is a clip of some well know Entrepreneurs speaking on Talent vs Tenacity in regards to "Go For No."

Advice and Resources: Teach Your Kids to Get Out There to Nab Some Summertime Work By TORY JOHNSON Workplace Contributor May 31, 2010 To line up summer employment, it's all about old fashioned pavement pounding right now. Share these tactics with your teens to help them hear, "You're hired." Tory Johnson offers teens tips to get good summer jobs.Talk to friends and neighbors. Encourage your kids to start close to home by promoting their own skills and interests and telling friends and neighbors that they're willing to offer a helping hand. It could be baby-sitting, tutoring, music lessons, house painting, yard work -- whatever they feel comfortable and confident doing. If one person doesn't have steady work, teens can juggle multiple clients with the same needs. Ask directly for leads. When talking to the people in the neighborhood, kids should also ask directly for introductions and job leads. "If you don't need my time and talent, do you k...

Good Morning and Great Day... You can have everything you want. No matter where you are on the learning line of life all the resources you need are always available to you so that you can reach the destination you are seeking powerfully. You just need to call them to you. Did you know that once you set your intention and speak it with conviction and hold a strong and unwavering belief the universe will set in motion the flow of LIFE so that you receive all that is already destined to make your desires manifest in all the ways you can think them into reality? By being the very thing you are intending to become there can be no other way than total success in the efforts you put forth for your goals to become real. When you Become Your Destination your destination becomes all of the presence and power you commit it to be. In life we all have ups and downs, feelings of being unsure about a course of action, ways in which we can talk ourselves out of doing something, being susceptible ...

Try the credit card companies' dedicated help lines to get your rate lowered. Each of the major credit card companies has a dedicated help line that is devoted exclusively to assisting customers who are having problems with credit card debt.  If calling the company directly does not get you a lower interest rate, the people on the dedicated help line may be able to do better.  There's no harm in trying. Here are the key phone numbers.  (You can also find them on http://www.helpwithmycredit.org/ ). 1.  Bank of America:  (800) 500-5306 2.  Capital One:  (866) 929-5303 3.  Discover Card:  (866) 567-1660 4.  FIA Card Services:  (888) 635-0776 5.  Citi:  (866) 936-4814 6.  Citi, for your Sears Card:  (866) 532-9532 7.  Citi, for The Home Depot Credit Card:  (866) 532-9689 8.  Citi, for your Macy's Credit Card:  (866) 785-1079 9.  Citi, for your retail and gas cards:...